Terms of Service: The TOS may be updated by OGN Tech Inc. without notice. It is recommended that you review the TOS periodically for any changes. When using the Services or accessing Content, you are also subject to any posted guidelines or rules. These guidelines or rules are incorporated by reference into the TOS.

Services and Content: OGN Tech Inc. offers various features and services, including statistical reviews, contests, handicapper picks, and other interactive/non-interactive features. The Website provides access to content such as photographs, text, images, statistics, logos, and other media associated with OGN Tech Inc.. The Website, Services, and Content are provided "AS IS," and OGN Tech Inc. assumes no responsibility for your use of them. They are intended for non-commercial entertainment purposes. You may download certain Content and Services for personal use, but distribution, modification, republishing, or public display requires written permission from OGN Tech Inc. .

Disclaimer of Warranties: You understand and agree that: Your use of the Website, Services, and Content is at your own risk. They are provided on an "AS IS" and "AVAILABLE" basis. OGN Tech Inc. expressly disclaims all warranties, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement. OGN Tech Inc. makes no warranty that the Website, Services, or Content will meet your requirements, be uninterrupted, timely, secure, error-free, or that the results obtained from their use will be accurate or reliable. OGN Tech Inc. does not guarantee the quality of any products, services, information, or other materials obtained through the Website, Services, or Content. Any material downloaded or obtained through the Website or Services is done at your own discretion and risk, and you are solely responsible for any damage to your computer system or loss of data. No advice or information received from the Website, Services, or Content creates a warranty not expressly stated in the TOS.

Limitation of liability The Limitation of Liability section states that OGN Tech Inc. will not be held liable for any direct, indirect, incidental, special, consequential, or exemplary damages that may arise from the use or inability to use the website, services, or content. This includes damages for loss of profits, goodwill, use, data, or other intangible losses. OGN Tech Inc. will not be responsible for any costs incurred in acquiring substitute goods or services, resulting from any goods, data, information, or services purchased or obtained, or messages received or transactions entered into through or from the website, services, or content. Additionally, OGN Tech Inc. will not be liable for unauthorized access to or alteration of your transmissions or data, statements or conduct of any third party on the website, services, or content, or any other matter relating to the website, services, or content.

Exclusions and Limitations: Some jurisdictions may not allow the exclusion of certain warranties or the limitation or exclusion of for incidental or consequential damages. Therefore, of the limitations mentioned in Sections 17 and 18 may not apply to you.

Access to Services: To use the Website, Services, or access the Content, you must have access to the World Wide Web and pay any associated service fees. You are also responsible for providing the necessary equipment, such as a computer and modem, to connect to the internet.

Background Information: When using the Services, you may be required to register with OGN Tech Inc. and provide certain information about yourself, including your name and email address. You agree to provide accurate and complete information, knowing that providing false information may result in the suspension or termination of your account.

Access by Minors: You must be at least 18 years old to register and claim prizes at OGN Tech Inc. Media Group Ltd. If you are under 18 years of age, you are not permitted to use the Websites, Services, or access the Content.

Privacy Policy: Any information collected during your registration for the Services will be handled according to our Privacy Policy and applicable laws.

Member Password and Security: You are responsible for maintaining the confidentiality of your password and for all activities that occur under your account. OGN Tech Inc. will not be liable for any loss or damage arising from your failure to comply with password security measures.

Indemnity: You agree to indemnify, defend, and hold harmless OGN Tech Inc. , its directors, owners, officials, employees, affiliates, and other related entities from any claim or demand, including reasonable attorney's fees, arising from the messages you post, submit, or transmit through the Website or Services, your use of the Website or Services, your connection to the Website or Services, your violation of the Terms of Service, or your violation of any rights of another.

Modifications to Website, Including the Services: OGN Tech Inc. reserves the right to modify or discontinue the Website or Services, either temporarily or permanently, with or without notice.

Termination: OGN Tech Inc. may terminate your password or use of the Website and/or Services and remove any messages within the Services, for any reason, including lack of use or if OGN Tech Inc. believes you have violated the Terms of Service. OGN Tech Inc. may also discontinue providing the Website or Services, or any part thereof, at any time, with or without notice. Any termination of your access to the Services may be effected without prior notice, and OGN Tech Inc. may deactivate or delete your password and all related information and files without liability.

OGN Tech Inc. Advertisers and Vendors: Any correspondence or business dealings you have with advertisers and vendors found on or through the Services or Website are solely between you and the advertiser/vendor. OGN Tech Inc. is not responsible or liable for any loss or damage incurred as a result of such dealings or the presence of advertisers or vendors on the Website or in connection with the Services. All business dealings with vendors and advertisers on the Website or in connection with the Services are at your own risk.

Linking: The Website or Services may provide links to other websites or resources. OGN Tech Inc. is not responsible for the availability of such external sites or resources and does not endorse or take responsibility for any content, advertising, products, or materials on or available from such sites or resources. OGN Tech Inc. is not liable for any damage or loss caused or alleged to be caused by or in connection with the use or reliance on any such content, goods, or services available on or through any external site or resource.

Proprietary Rights: The Services and Content provided by OGN Tech Inc. are the property of OGN Tech Inc. and are protected by intellectual property and other laws. You agree not to reproduce, republish, upload, transmit, distribute, copy, publicly display, or use any Content or derivative works without the prior written consent of OGN Tech Inc. . The Software used in connection with the Website and Services is proprietary and confidential, owned by or licensed to OGN Tech Inc. . The content contained in sponsor advertisements or presented through the Website or Services is also protected by copyrights, trademarks, patents, or other proprietary rights. Unauthorized use of the Content, Software, or any part thereof is strictly prohibited.

Notice: OGN Tech Inc. may provide notices to you via email, regular mail, or by displaying notices on the Services regarding changes to the Terms of Service or other matters.

Linking to the Website: Any link to the Website must not "frame" the Website and may not contain any sponsorship, advertising, or commercial text or graphics. "Deep Linking" to internal pages of the Website is expressly prohibited.

General Provisions: The Terms of Service constitute the entire agreement between you and OGN Tech Inc. and govern your use of the Website, Services, and access to the Content, superseding any prior agreements. Additional terms and conditions may apply when using affiliate services, third-party content, or software. The Terms of Service and the relationship between you and OGN Tech Inc. are governed by the laws of Ireland, and any disputes shall be subject to the exclusive jurisdiction of the courts located within Ireland. Failure to exercise or enforce any right or provision of the Terms of Service does not constitute a waiver. If any provision is found invalid, the court shall endeavor to give effect to the parties' intentions, and the other provisions remain in full force and effect. Claims or causes of action must be filed within one year or be forever barred. The section titles in the Terms of Service are for convenience only and have no legal effect.

Purchasing Daily Guaranteed Packages: Daily Packages are guaranteed to show a profit. If a package does not show a profit, an account credit will be automatically triggered, which can be used towards the purchase of additional products on the website.

Purchasing Subscriptions: After purchasing a subscription, users will have account access to the Handicapper's picks. Picks are accessed by logging in daily on the website, and no picks or notifications will be sent via email. The posting time for picks is usually noon EST on weekdays and 10 AM EST on weekends. Subscriptions are sold at discounted prices and are not guaranteed.

Refund & Cancellation Policy: All sales are final, and account credit has no cash value. Customers can contact OGN Tech Inc. to resolve any disputes or issues, and management will review them on a case-by-case basis.